KYC & OnboardingFIP Gateway
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Account Aggregator infrastructure

Join the Account Aggregator network as an FIP.

Share your customers’ financial data with AAs only when the customer has consented, and keep a record of every request.

  1. FIUlender · wealth · insurer
  2. Account Aggregatorcollects the consent
  3. FIP Gatewayverify · encrypt · log
  4. Your core systemsaccounts and statements

FIP Gateway

Everything an FIP needs to go live on the AA network.

Standard AA APIs, consent management, MIS reports and a full audit trail on one platform.

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REBIT AA API 2.0.0

Every FIP API, built to spec

Account discovery, linking and delinking, consent notifications, data requests and fetches, and a health check.

  • /Accounts/discover
  • /Accounts/link
  • /Accounts/link/verify
  • /Accounts/delink
  • /Consent
  • /Consent/Notification
  • /FI/request
  • /FI/fetch
  • /Heartbeat
CONSENT ARTEFACT

Data only with consent

Every consent is recorded with its purpose, frequency, data range and data types, and can be looked up by AA and date.

JWS · ECDHE · CURVE25519

Signed and encrypted

Requests and responses carry a digital signature, and financial data is encrypted for the requesting FIU before it leaves your bank.

SAHAMATI TOKENS

Stays connected on its own

Access tokens for the Sahamati Central Registry renew on a schedule, so no one has to refresh them by hand.

DMZ · APP SERVER

Fits your network

A wrapper service in your DMZ receives AA traffic and forwards it to the gateway on your internal network, signature intact.

COPY · CSV · EXCEL · PDF

Reports ready to share

Linked accounts, linked consents and data requests, filtered by AA and date, and exported in one click.

How it works

  1. Discover

    The AA asks which of the customer’s accounts you hold.

  2. Link

    The customer confirms with an OTP, and the account is linked to their AA.

  3. Consent

    You receive the signed consent and record its terms.

  4. Deliver

    You send the encrypted data the consent allows, and log every step.

Go live as an FIP without building the AA stack yourself.

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Consoles and MIS reports

See every link, consent and data request.

Filter by Account Aggregator and date, then export what you need.

Each linked account with its masked number, link reference, date of linking, how the customer confirmed it, and whether it is still linked.

FIP Gateway · MIS Report · Linked Accounts
Linked accounts report: AA ID, customer ID, masked account number, link reference number, date of linking, OTP authentication and linked or delinked status
FIP Gateway · Audit trail · Transaction details
Audit trail for one transaction ID: a timeline from consent notification received through FI data delivered, with one failed fetch showing its error code and description

Audit trail

Every request, step by step.

Enter a transaction ID and see each step with its time, its result and any error.

  • AnswerCustomer and regulator questions with a timestamped record.
  • FixSee exactly which step failed and why.
  • ProveShow that data moved only under a valid consent.

Security

Built for regulated data.

The protections an FIP is expected to have, in place from day one.

  • Sign inEmail, password and a security code on every login.
  • RolesFunctional and Audit users see only what their role allows.
  • RequestsSignatures checked on every AA call, with input filtering against script injection.
  • DataAccount numbers masked on screen, and data encrypted for the FIU in transit.
FIP Gateway · Sign in
FIP Gateway sign-in page with email ID, password and security code fields

Ready to serve customer data through Account Aggregators?

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